Indian Overseas Bank Reports Historic High Net Profit of ₹ 1,111 Cr for Q1 2025, Up by 75.57% Y-o-Y

Indian Overseas Bank has announced its financial results for the quarter ended 30.06.2025, revealing a significant increase in key performance indicators. The net profit for the quarter has jumped to ₹ 1,111 Cr, marking a 75.57% year-over-year growth. The operating profit has also increased by 40.70% to ₹ 2,358 Cr. The net interest income stands at ₹ 2,746 Cr, with a net interest margin of 3.04%. The cost to income ratio has improved by 754 bps to 44.22%, and the return on assets (ROA) and return on equity (RoE) have improved to 1.14% and 19.00%, respectively. The total business has grown by 12.19% to ₹ 5,93,213 Cr, and total deposits have increased by 10.75% to ₹ 3,30,792 Cr. The bank's gross advances have grown by 14.05% to ₹ 2,62,421 Cr, and the gross NPA has improved by 92 bps to 1.97%. The net NPA has also improved by 19 bps to 0.32%.