Quarterly Updates18 Oct 2025, 03:24 pm
IndusInd Bank Q2 FY 2025-26: Net Interest Income at 4,409 crores, NIM at 3.32%, Net Loss at 437 crores
AI Summary
IndusInd Bank Limited has announced its financial results for the quarter and half year ended September 30, 2025. The bank's Net Interest Income (NII) for Q2 FY26 is at 4,409 crores, down from 5,347 crores in Q2 FY25. The Net loss for Q2 FY26 is at 437 crores, compared to a Net Profit of 1,331 crores for Q2 FY25. The bank's Net worth stands at 762,524 crores in Q2 FY26, compared to 763,888 crores in Q2 FY25. The Gross NPA and Net NPA ratios are at 3.60% and 1.04% respectively. The Provision Coverage Ratio (PCR) has improved to 71.81% and the Capital Adequacy Ratio (CRAR) has improved to 17.10%.
Key Highlights
- Net Interest Income (NII) in Q2 FY26 is at 4,409 crores as compared to 5,347 crores in Q2 FY25
- NIM at 3.32% for Q2 FY26 as compared to 4.08% for Q2 FY25
- Quarterly Net loss in Q2 FY26 is at 437 crores as compared to Net Profit of 1,331 crores for Q2 FY25
- Net worth at 762,524 crores in Q2 FY26 as compared to 763,888 crores in Q2 FY25
- PCR improved at 71.81% as of September 30, 2025, from 70.13% in June 30, 2025, and CRAR improved as on September 30, 2025, at 17.10% as compared to 16.51% on September 30, 2024