Quarterly Result29 Apr 2026, 05:42 pm
Jana SFB Q4 PAT ₹140 Cr; GLP & Deposits up 23% YoY
AI Summary
Jana Small Finance Bank reported a Profit After Tax (PAT) of ₹140 crores for Q4 FY26. The bank achieved its highest-ever disbursement of ₹7,894 crores in Q4 FY26. Gross Loan Portfolio (GLP) grew by 23% year-on-year (9% q-o-q) to ₹36,289 crores, with 73% of the book now secured. Total Deposits also increased by 23% year-on-year (6% q-o-q) to ₹35,784 crores. Asset quality showed improvement with Gross Non-Performing Assets (GNPA) at 2.3% and Net Non-Performing Assets (NNPA) at 0.9%. The Provision Coverage Ratio (PCR) stood at 76.0%. Net Interest Margin (NIM) improved to 7.22% in Q4 FY26 from 6.61% in Q3 FY26, and credit cost reduced to 0.47%. The Capital Adequacy Ratio was 19.4%.
Key Highlights
- Q4 FY26 PAT was ₹140 crores, reflecting strong performance.
- GLP and Total Deposits grew 23% YoY, reaching ₹36,289 Cr and ₹35,784 Cr respectively.
- Asset quality improved with GNPA at 2.3% and NNPA at 0.9%.
- Highest ever disbursement of ₹7,894 crores recorded in Q4 FY26.
- NIM improved to 7.22% and credit cost reduced to 0.47% in Q4 FY26.