Quarterly Updates5 Aug 2025, 11:50 am
Jana Small Finance Bank Ltd Reports 19.4% YoY Asset Growth and 29.0% YoY Deposit Growth in FY2024-25
AI Summary
Jana Small Finance Bank Ltd has released its Annual Report for the Financial Year 2024-25. The bank reported a 19.4% Year-over-Year (YoY) growth in assets and a 29.0% YoY growth in deposits. The bank's gross NPA stands at 0.9% and the cost of funds is at 8.1%. The bank's CRAR is at 20.7% and the Tier I Capital Adequacy Ratio is at 19.8%. The bank has a presence in 23 states/UTs and serves 4.2 million active customers. The bank's net interest income is at 1.5% and the profit after tax is at 7.6%.
Key Highlights
- 19.4% YoY growth in assets
- 29.0% YoY growth in deposits
- 0.9% gross NPA
- 8.1% cost of funds
- 20.7% CRAR
- 19.8% Tier I Capital Adequacy Ratio
- 4.2 million active customers
- 1.5% net interest income
- 7.6% profit after tax