Quarterly Result22 Jul 2025, 05:12 pm
Jana Small Finance Bank Reports Q1 FY26 Performance: PAT at Rs. 102 Crs, GNPA at 2.8%, NNPA at 0.9%
AI Summary
Jana Small Finance Bank has reported its financial results for the quarter ended 30th June, 2025. The bank's Profit After Tax (PAT) stands at Rs. 102 crores after providing for accelerated provision of Rs. 150 Crores in Q1 FY26. The bank's assets under management (AUM) stand at 229,930 crores, growing by 16% y-o-y with 71% share of secured assets. The total deposits stand at 229,426 crores, growing by 24% y-o-y. The bank's Capital Adequacy Ratio (CAR) is at 20.5% (including interim profits for Q1 FY26) and the Gross NPA ratio is 2.8% while the Net NPA ratio is 0.9%.
Key Highlights
- PAT at Rs. 102 Crs after accelerated provision of Rs. 150 Crs
- Advances growth of 16% and Deposits growth of 24% Y-o-Y
- Secured book grows by 36% Y-o-Y with Secured book now at 71%
- CD ratio improves to 83.9% (excluding refinance from advances)
- GNPA at 2.8%; NNPA at 0.9%