
Karnataka Bank's Aggregate Business Grows by 3% to Rs. 1,81,394.37 Crores in Q3 FY26
Karnataka Bank Ltd. reported a steady progress in Aggregate Business, which stood at Rs. 1,81,394.37 crore as on 31st December 2025, compared to Rs. 1,76,461.34 crore as on 30th September 2025, registering a 3% QoQ increase. The Bank's Gross Advances stood at Rs. 77,282.85 crores registering QoQ growth of 4.9% and Aggregate Deposits stood at Rs.1,04,111.52 crores registering QoQ growth of - 1.3%. The Bank recorded a net profit of Rs. 290.79 crore for Q3 FY26, compared to Rs. 283.60 crore in the corresponding quarter of the previous year and Rs. 319.12 crore as on Q2 FY26. The asset quality improved during the quarter, with GNPA declining to 3.32% as on 31st December 2025, compared to 3.33% as on 30th September 2025. Similarly, NNPA improved to 1.31% from 1.35% over the same period. The Provision Coverage Ratio (PCR) (excluding TWO) increased to 61.23% as on 31st December 2025, from 60.22% as on 30th September 2025. The Bank's Capital Adequacy Ratio stood at 19.94% compared to 20.84% as of September 2025.
Key Highlights
- Aggregate Business grew by 3% to Rs. 1,81,394.37 crores in Q3 FY26
- Gross Advances stood at Rs. 77,282.85 crores with a QoQ growth of 4.9%
- Aggregate Deposits stood at Rs.1,04,111.52 crores with a QoQ growth of - 1.3%
- Net profit for Q3 FY26 was Rs. 290.79 crore
- Asset quality improved with GNPA declining to 3.32% and NNPA improving to 1.31%