Karur Vysya Bank Q3 FY '26: Net Profit Up 25%, NIM Expands to 3.99%, Fresh Slippages Down

Karur Vysya Bank Ltd has reported a 25% year-on-year increase in net profit for the quarter ended December 31, 2025. The bank's net interest margins expanded to 3.99%, a 22 basis points increase from the previous quarter. Fresh slippages were down to 0.63% on an annualized basis. The bank's total business reached INR2,11,647 crores, reflecting a year-on-year increase of 16%. Advances and deposits grew by 17% and 16%, respectively, on a year-on-year basis. The bank's liability business constitutes 54% of the total business. Recoveries from written-off accounts amounted to INR179 crores during the quarter. The cost-to-income ratio for the 9-month period ended was 43.98%.