StockWatch
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Private Sector Bank
Quarterly Result18 Jul 2026, 01:00 pm

Kotak Mahindra Bank Q1FY27 PAT: Standalone ₹4,123 Cr (+26% YoY), Consolidated ₹5,480 Cr (+23% YoY)

AI Summary

Kotak Mahindra Bank announced its unaudited financial results for the quarter ended June 30, 2026. Standalone Profit After Tax (PAT) surged by 26% year-on-year to ₹4,123 crore, while consolidated PAT grew by 23% year-on-year to ₹5,480 crore. Net Interest Income (NII) saw a 9% YoY increase to ₹7,928 crore. The bank also reported strong growth in Net Advances, up 15% YoY to ₹512,249 crore, and total deposits grew 12% YoY to ₹572,820 crore. Asset quality improved with GNPA at 1.18% and NNPA at 0.27%. The Capital Adequacy Ratio stood at a robust 22.8%. The results reflect healthy operational performance and improved profitability.

Key Highlights

  • Standalone PAT rose 26% YoY to ₹4,123 crore.
  • Consolidated PAT increased 23% YoY to ₹5,480 crore.
  • Net Advances grew 15% YoY to ₹512,249 crore.
  • GNPA improved to 1.18% and NNPA to 0.27%.
  • Capital Adequacy Ratio maintained at 22.8%.