Kotak Mahindra Bank Q2FY27 PAT ₹4,212 Cr (Standalone)

Kotak Mahindra Bank announced its unaudited financial results for the quarter and half-year ended September 30, 2026. Standalone Profit After Tax (PAT) for Q2FY27 was ₹4,212 crore, marking a 29% year-on-year increase and a 2% quarter-on-quarter increase. Consolidated PAT stood at ₹5,645 crore, up 26% YoY and 3% QoQ. Net Interest Income (NII) grew 16% YoY to ₹8,459 crore. Net Interest Margin (NIM) was 4.31%. Fees and services income increased by 21% YoY to ₹2,926 crore. Operating expenses rose 14% YoY to ₹5,271 crore. Net Advances grew 25% YoY to ₹577,295 crore. Total Deposits increased by 23% YoY to ₹651,491 crore. The Gross Non-Performing Asset (GNPA) ratio improved to 1.04% from 1.39% YoY.