Quarterly Result10 Feb 2026, 10:34 pm
Laxmi India Finance Ltd Reports 21.11% YoY AUM Growth in Q3 FY26, Despite DA Loan Pool Stress
AI Summary
Laxmi India Finance Ltd announced its financial results for the quarter and nine months ended December 31, 2025. The company reported a YoY increase in Assets Under Management (AUM) by 21.11% to ₹ 1,451.10 crore and a 23.68% YoY expansion in Own Book to ₹ 1,365.02 crore. The Yield on Average Portfolio improved to 21.76% and the Average Cost of Borrowings declined to 10.94%. The Capital Adequacy (CRAR) strengthened significantly to 28.40%. Profit Before Tax stood at ₹ 36.04 crore and Profit After Tax was ₹ 10.04 crore. Despite a one-time stress event in a Direct Assignment (DA) loan pool, the company maintained stable Return on Assets (ROA) at 2.53% and Return on Equity (RoE) at 11.04%.
Key Highlights
- AUM grew 21.11% YoY to ₹ 1,451.10 crore
- Own Book expanded 23.68% YoY to ₹ 1,365.02 crore
- Yield on Average Portfolio improved to 21.76% vs 21.50% YoY
- Capital Adequacy (CRAR) strengthened significantly to 28.40%
- Profit Before Tax stood at ₹ 36.04 crore and Profit After Tax was ₹ 10.04 crore