StockWatch
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Housing Finance Company
Quarterly Result30 Oct 2026, 09:52 pm

LIC Housing Finance Q2 FY27 PAT Up 11% to ₹1,508.78 Cr

AI Summary

LIC Housing Finance Ltd. announced its unaudited results for the second quarter ended September 30, 2026. Profit after tax (PAT) rose by 11% to ₹1,508.78 Crores compared to ₹1,353.87 Crores in the same period last year. Total disbursements for Q2 FY27 reached ₹18,127 Crores, an 11% increase year-on-year, with retail loans growing by 10% to ₹17,563 Crores. The outstanding loan portfolio stood at ₹326,173 Crores, up 5% from the previous year. Net Interest Margin (NIM) for the quarter was 2.58%. For the first half of FY27, PAT grew 10% to ₹2,997.10 Crores on total disbursements of ₹33,140 Crores.

Key Highlights

  • Q2 FY27 Profit After Tax increased by 11% to ₹1,508.78 Crores.
  • Total disbursements grew 11% to ₹18,127 Crores in Q2 FY27.
  • Outstanding loan portfolio reached ₹326,173 Crores, a 5% increase.
  • Net Interest Margin stood at 2.58% for Q2 FY27.
  • Stage 3 exposure on default decreased to 2.05%.