L&T Finance Ltd Estimates 97% Retailisation and 19% Growth in Retail Loan Book for Q4FY25
L&T Finance Ltd has released its business update for the quarter and financial year ended March 31, 2025. The company estimates retailisation of the portfolio to be around 97% by the end of Q4FY25. Retail disbursements for the FY25 are estimated to be approximately Rs. 60,020 crores, representing a growth of ~11% on an annual basis. The retail loan book at the end of Q4FY25 is estimated to be around Rs. 95,100 crores, indicating a growth of ~19% on a Y-o-Y basis. The PAN India 0 DPD collection efficiency for Rural Group Loans and Micro Finance in March 2025 is estimated to be ~99.38% and ~99.64% respectively, excluding the state of Karnataka. This information is provisional and subject to audit by the company's Statutory Auditors.
Key Highlights
- Retailisation estimated at 97% by end of Q4FY25
- Retail disbursements for FY25 estimated at Rs. 60,020 crores with ~11% annual growth
- Retail loan book at end of Q4FY25 estimated at Rs. 95,100 crores with ~19% Y-o-Y growth
- PAN India 0 DPD collection efficiency for Rural Group Loans and Micro Finance estimated at ~99.38% and ~99.64% respectively for March 2025
- Information is provisional and subject to audit