Quarterly Result15 Oct 2025, 08:14 pm
L&T Finance Ltd. Records Highest Ever Profit After Tax of Rs. 735 Crore, Up 6% YoY
AI Summary
L&T Finance Ltd. (LTF) has reported its highest ever Profit After Tax (PAT) of Rs. 735 Crore, a 6% YoY increase. The retail book crossed the Rs. 1 lakh Crore milestone, with a retail portfolio of Rs. 1,04,607 Crore, reflecting a 18% growth YoY. The quarter witnessed an upgrade of LTF's international issuer long-term credit ratings to ‘BBB/Stable’ from ‘BBB-/Positive’ by S&P Global Ratings, and the roll-out of the ‘beta’ version of ‘Project Nostradamus’ and a big-tech partnership with Google Pay.
Key Highlights
- Highest ever PAT at Rs. 735 Crore vs Rs. 696 Crore in Q2FY25, up 6% YoY
- Retail Book at Rs. 1,04,607 Crore vs. Rs. 88,975 Crore, registering a growth of 18% YoY
- International issuer long-term credit ratings upgraded to ‘BBB/Stable’ from ‘BBB-/Positive’ by S&P Global Ratings
- Launch of the ‘beta’ version of ‘Project Nostradamus’ and a big-tech partnership with Google Pay
- Retailisation stands at 98%