L&T Finance Ltd. Reports 42% Jump in Rural Business Disbursements, Unveils Tech Vision and Execution Roadmap

L&T Finance Ltd. reported a 42% jump in rural business disbursements in October 2025 compared to October 2024. The overall disbursements crossed Rs. 8,000 crores for the first time, driven by strong consumer demand and GST 2.0 Reforms. The company's urban finance vertical also clocked a 49% growth in disbursements. The company's Gold Loan business has stabilized post-acquisition and clocked Rs. 457 crores of disbursements. The company has operationalized Project Cyclops, its proprietary AI-based engine, for its full Two-Wheeler, Tractor, and SME businesses. Project Nostradamus, the automated portfolio management engine, is now live in the Two-Wheeler business. The company has scaled up partnerships for disbursements to meaningful volumes and plans to deploy 200 new branches by March 2026.