L&T Finance Q1FY27 PAT ₹902 Cr, Up 29% YoY
L&T Finance Ltd. (LTF) reported its unaudited financial results for the quarter ended June 30, 2026, showcasing a record consolidated Profit After Tax (PAT) of ₹902 Crore, a significant 29% year-on-year increase. The company also achieved its highest ever consolidated book size of ₹1,29,634 Crore, up 27% YoY. Retail disbursements were robust at ₹23,852 Crore, marking a 36% YoY growth. LTF is accelerating its technology deployment to transform into an AI-native lender under its Lakshya 2031 strategy. Key financial metrics show stable Net Interest Margins (NIMs) + Fees at 10.47%, improved consolidated asset quality with Gross Stage 3 (GS3) at 2.86% and Net Stage 3 (NS3) at 0.90%, and a Return on Assets (RoA) of 2.48%. The company also saw a reduction in Weighted Average Cost of Borrowing (WACB) by 48 bps YoY to 7.20% and a 89 bps YoY reduction in credit cost to 2.54%.
Key Highlights
- Consolidated PAT reached ₹902 Cr, up 29% YoY.
- Consolidated book grew 27% YoY to ₹1,29,634 Cr.
- Retail disbursements surged 36% YoY to ₹23,852 Cr.
- Asset quality improved with GS3 at 2.86% and NS3 at 0.90%.
- Focus on AI transformation to become an AI-native lender.
Price Impact
More from L&TFH