Moneyboxx Finance Reports 56% Growth in FY25, Strengthens Secured Lending and National Expansion

Moneyboxx Finance Limited, a leading NBFC providing business loans to micro and small entrepreneurs in rural and semi-urban India, reported a robust 56% year-on-year growth in Total Income, reaching INR 199.23 crore in FY25. The Company expanded operations to 163 branches across 12 states as of Mar’25 compared to 100 branches in 8 states in Mar’24. Geographic and product diversification improved with entry into the states of Telangana, Andhra Pradesh, Karnataka and Tamil Nadu in FY25, and increasing share of secured lending, which approximately doubled to 45% in Mar’25 from 24% of AUM in Mar’24. However, the Company experienced an increase in delinquency, and consequently, higher credit costs in FY25. Despite this, the Company has effectively navigated the industry-wide stress in unsecured loans by strategically pivoting to secured lending and intensifying collection efforts.