Quarterly Result11 Aug 2025, 07:33 pm
Muthoot Microfin Q1 FY26: Robust Assets, Ready to Grow AUM, Enters Northeast India
AI Summary
Muthoot Microfin Limited, among India's leading NBFC-MFIs, announced its unaudited financial performance for the first quarter of the financial year 2025-26. The company reported a gross loan portfolio of Rs. 12,252.8 crore and a borrower base of 34.1 lakhs. Muthoot Microfin entered Northeast India with the launch of a new branch in Assam and diversified its portfolio by foraying into secured lending products such as Gold Loans and Micro LAP. The company maintained a prudent underwriting and provisioning approach, resulting in a provisioning cost of 4.3% and a profitability of Rs. 6.2 crore. The GNPA of the company stands at 4.85% and the NNPA at 1.58%.
Key Highlights
- Gross Loan Portfolio at Rs. 12,252.8 crore
- Borrower base at 34.1 lakhs
- Entered Northeast India with launch of first branch in Assam
- Maintained prudent underwriting and provisioning approach
- Strong liquidity position with Rs. 536.5 crore along with DA/PTC sanctions of Rs. 1,002 crore and unutilized term funding sanctions of Rs. 561 crore