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General Insurance
Quarterly Result8 May 2026, 05:41 pm

Niva Bupa FY26 PAT Up 80% to ₹366 Cr

AI Summary

Niva Bupa Health Insurance reported strong FY26 results with an 80% increase in IFRS Profit After Tax (PAT) to ₹366 crore. The company's Gross Written Premium (GWP) grew by 27% year-on-year, reaching ₹8,586 crore (with 1/n) and ₹9,433 crore (without 1/n). Niva Bupa's market share in the retail health segment improved to 10.1%. The Claim Settlement Ratio also improved to 94.4%, and the Net Promoter Score (NPS) rose to +60. The Combined Insurance Service Ratio (CISR) improved to 101.4% for FY26, with Q4FY26 CISR at 97.4%.

Key Highlights

  • FY26 PAT grew by 80% to ₹366 crore.
  • GWP for FY26 reached ₹8,586 crore (with 1/n) and ₹9,433 crore (without 1/n), up 27% YoY.
  • Market share in retail health improved to 10.1%.
  • Claim Settlement Ratio improved to 94.4% for FY26.
  • Combined Insurance Service Ratio (CISR) improved to 101.4%.
NIVABUPA
General Insurance
Niva Bupa Health Insurance Company Ltd

Price Impact