Quarterly Result29 Jan 2026, 06:17 pm
Niva Bupa Health Insurance Reports Over 74% Surge in 9M FY26 PAT, Driven by Strong Q3 FY26 Performance
AI Summary
Niva Bupa Health Insurance has announced its financial results for the third quarter ended December 31, 2025 (Q3 FY26), reporting robust growth across key metrics. The Company recorded an IFRS Profit After Tax (PAT) of over 76 Cr for the quarter and 208 Cr for the period ending December 31, 2025. The growth was driven by strong premium expansion, improving profitability, and sustained market share gains in the retail health insurance segment.
Key Highlights
- Q3 FY26 GWP grew 55% year-on-year to X2,231 crore, compared to 1,442 crore in Q3 FY25
- 9M FY26 GWP stood at X5,706 crore, registering 22% growth year-on-year
- Combined Insurance Service Ratio (IFRS) for 9MFY26 improved by 0.51 percentage points year-on-year
- Claims Settlement Ratio stood at an impressive 94.1% for Q3 FY26 and 94.4% for 9M FY26
- Retail health market share rose by 1.4 percentage points year-on-year to 10.2% in Q3 FY26