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Financial Technology (Fintech)
Quarterly Updates3 Feb 2026, 12:54 pm

MobiKwik Reports Profitable Q3 FY26 with Strong UPI Transactions Growth and Full Recovery in Lending Business

AI Summary

MobiKwik, a leading digital financial services platform, reported a profitable Q3 FY26 with a significant surge in UPI transactions and a full recovery in the lending business. The company's Payments GMV hit an all-time high of INR 481 bn, marking a 63% YoY growth. The Financial Services (FS) PL Disbursal (ZIP EMI GMV) reached INR 9,000 Mn, up by 126% YoY. The company's total income rose 8% YoY to INR 2,972 Mn and Contribution Profit jumped 76% YoY to INR 1,288 Mn. EBITDA delivered a strong upswing of INR 576 Mn YoY, landing at INR 150 Mn (5.0% EBITDA Margin).

Key Highlights

  • MobiKwik turns PAT profitable in Q3 FY26 with INR 40 Mn
  • Payments GMV hit an all-time high of INR 481 bn, marking a 63% YoY growth
  • Financial Services (FS) PL Disbursal (ZIP EMI GMV) reached INR 9,000 Mn, up by 126% YoY
  • Total Income rose 8% YoY to INR 2,972 Mn
  • Contribution Profit jumped 76% YoY to INR 1,288 Mn
MOBIKWIK
Financial Technology (Fintech)
One Mobikwik Systems Ltd

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