StockWatch
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Housing Finance Company
Quarterly Result4 Aug 2026, 08:10 pm

PNB Housing Finance Q1 FY27 PAT Up 4% YoY to ₹557 Cr

AI Summary

PNB Housing Finance Ltd announced its consolidated un-audited financial results for the quarter ended June 30, 2026. Net profit for Q1 FY27 grew by 4% year-on-year to INR 557 crore. Assets Under Management (AUM) stood at INR 93,021 crore, a 13% YoY growth, with Retail Loan Assets growing 16% YoY to INR 89,178 crore. Disbursements saw an 18% YoY increase. Gross Non-Performing Assets (GNPA) remained below 1% at 0.95%. The company also highlighted a 27% YoY growth in Affordable and Emerging Markets segments, contributing 41% to the Retail Loan Asset. The CEO expressed confidence in steady growth driven by digital initiatives and a strong capital position.

Key Highlights

  • Q1 FY27 Net Profit increased 4% YoY to ₹557 crore.
  • Assets Under Management grew 13% YoY to ₹93,021 crore.
  • Retail Loan Assets up 16% YoY; Affordable segment grew 27% YoY.
  • GNPA stable at 0.95%; Disbursements up 18% YoY.
  • Capital Adequacy Ratio healthy at 28.26%.