PNB Housing Finance Q3 & 9M FY2025-26: Retail Loan Asset Grew by 16% YoY to INR 81,931 Crore; Net Profit Increased by 7.7% YoY to INR 520 Crore

The Board of Directors of PNB Housing Finance Limited approved the Consolidated Unaudited Financial Results for the quarter ended 31st December 2025. The Retail Loan Asset grew by 16% YoY to INR 81,931 crore, which is 99.7% of the Total Loan Asset. The Affordable and Emerging Markets segment grew by 31% YoY and contributes 39% to the Retail Loan Asset. Net profit increased by 7.7% YoY and declined by 10.5% QoQ to INR 520 crore. Pre-provision Operating profit grew by 8.4% YoY and declined by 2.9% QoQ to Rs 628 crore. Gross NPA stood at 1.04% as on 31st Dec 2025 as compared to 1.19 % as on 31st Dec 2024. Capital Risk Adequacy Ratio stood at 29.46% as on 31st Dec 2025.