PTC India Financial Services Ltd Reports 86% Growth in Q2FY26 Profit After Tax

PTC India Financial Services Ltd has reported a significant growth in its financial performance for the quarter and half year ended September 30, 2025. The company's total income remained stable at ¥131.86 crores, while the Profit After Tax (PAT) for Q2FY26 surged by 86% y-o-y to ¥88.14 crores. This growth was driven by the resolution of legacy issues. The company also saw a significant improvement in asset quality, with Net Stage I at ¥47 crores in Q2FY26. The loan sanctions and disbursement also saw a substantial increase, with ¥31,048 crores and ¥326 crores respectively in Q2FY26. The Return on Networth (annualized) improved to 12.30% in Q2FY26 compared to 7.26% in Q2FY25, and the ROA (annualized) is 6.50% in Q2FY26 compared to 3.08% in Q2FY25. The yield on Earning Portfolio is at 11.23% in Q2FY26 compared to 11.47% in Q2FY25. The gross Stage III improved to ¥193 crores in Q2FY26 compared to ¥764 crores in Q2FY25. The provision coverage ratio for Stage III assets improved to 76% in Q2FY26 from 63% in Q2FY25.