Punjab National Bank Reports Q2 & HY1 FY’26 Financial Results: Net Profit Increases by 14.0%, Global Business Surpasses ₹ 27.86 Lakh Crore

Punjab National Bank has released its financial results for the quarter and half-year ended 30.09.2025. The bank's net profit increased by 14.0% to ₹ 4,904 Crore in Q2 FY’26 compared to ₹ 4,303 Crore in Q2 FY’25. The operating profit for Q2 FY’26 increased to ₹ 7,227 Crore and to ₹ 314,308 Crore for HY1FY’26, showing a growth of 5.5% and 6.5% respectively on a year-over-year basis. The bank's gross global business surpassed ₹ 27.86 Lakh Crore. The return on assets (RoA) improved to 1.05% in Q2 FY’26 from 1.02% in Q2 FY’25. The net interest income (NII) increased to ₹ 321,047 Crore in HY1FY’26 from ₹ 20,993 Crore in HY1FY’25, showing an improvement of 0.26% on a year-over-year basis. The global net interest margin (NIM) stands at 2.65% in HY1FY’26 and 2.60% in Q2 FY’26. The GNPA ratio improved by 103 bps on a year-over-year basis to 3.45% as on September’25 from 4.48% as on September’24. The NNPA ratio improved by 10 bps on a year-over-year basis to 0.36% as on September’25 from 0.46% as on September’24. The provision coverage ratio (including TWO) improved by 24 bps on a year-over-year basis to 96.91% as on September’25 from 96.67% as on September’24.