Punjab National Bank's Net Profit Soars Past ₹5,000 Crore in Q3 FY’26

Punjab National Bank has reported a significant increase in its net profit for the third quarter of the financial year 2025-26. The net profit has increased by 13.1% to ₹5,100 Crore as compared to ₹4,508 Crore in the same quarter of the previous financial year. The bank's return on assets (RoA) has also improved to 1.06% in Q3 FY’26 from 1.03% in Q3 FY’25. The operating profit has increased by 13.0% to ₹7,481 Crore in Q3 FY’26 as compared to ₹6,621 Crore in Q3 FY’25. The bank's gross non-performing assets (GNPA) ratio has improved by 90 basis points on a year-on-year basis to 3.19% as on December’25 from 4.09% as on December’24. The net non-performing assets (NNPA) ratio has improved by 9 basis points on a year-on-year basis to 0.32% as on December’25 from 0.41% as on December’24. The provision coverage ratio (including TWO) has improved by 22 basis points on a year-on-year basis to 96.99% as on December’25 from 96.77% as on December’24. The book value per share has increased to ₹114.09 in Q3 FY’26 from ₹102.02 in Q3 FY’25, marking a year-on-year growth of 11.83%. The earnings per share has risen to ₹4.44 in Q3 FY’26 from ₹3.92 in Q3 FY’25, reflecting a year-on-year growth of 13.27%. The global business has grown by 9.5% on a year-on-year basis to ₹28,91,528 Crore as on December’25 from ₹26,39,991 Crore as on December’24. The global deposits have registered a growth of 8.5% on a year-on-year basis to ₹16.60 Lakh Crore as on December’25 from ₹15.30 Lakh Crore as on December’24. The global advances have increased by 10.9% on a year-on-year basis to ₹12.31 Lakh Crore as on December’25 from ₹11.10 Lakh Crore as on December’24.