Quarterly Result27 Apr 2026, 07:11 pm
PSB FY26 Net Profit Jumps 30.12% to ₹1322 Cr; Q4 Net Profit up 25.60%
AI Summary
Punjab & Sind Bank reported strong financial results for Q4 and FY26. Net Profit for FY26 surged by 30.12% year-on-year to ₹1322 crore, while Q4 FY26 net profit increased by 25.60% quarter-on-quarter to ₹422 crore. Operating profit for FY26 also grew by 5.16% to ₹2182 crore. The bank demonstrated significant improvement in asset quality, with Gross NPA decreasing by 98 bps to 2.40% and Net NPA reducing by 17 bps to 0.79% year-on-year. Total business expanded by 14.94% to ₹263652 crore, driven by robust growth in total advances (18.29%) and deposits (12.37%). Retail, Agriculture, and MSME advances showed healthy growth of 24.59%, 23.44%, and 29.70% respectively. Return on Assets improved by 12 bps to 0.79%.
Key Highlights
- FY26 Net Profit grew 30.12% YoY to ₹1322 Cr.
- Q4 FY26 Net Profit increased 25.60% QoQ to ₹422 Cr.
- Gross NPA decreased by 98 bps to 2.40%; Net NPA reduced to 0.79%.
- Total Business grew 14.94% to ₹263652 Cr.
- Total Advances increased 18.29%; Deposits grew 12.37%.