Quarterly Result17 Jan 2026, 06:14 pm
Punjab & Sind Bank Reports 28.02% YoY Rise in Nine-Month Net Profit for Q3/Nine Months Ended December 31, 2025
AI Summary
Punjab & Sind Bank has reported a 28.02% year-on-year increase in net profit for the nine months ended December 31, 2025. The bank's nine-month operating profit also rose by 30.18% YoY. Total business grew by 11.75%, total deposits showed a growth of 9.27%, and total advances grew by 15.05%. Gross NPA decreased by 123 bps, net NPA reduced by 51 bps, and provision coverage ratio increased by 270 bps. Total income grew by 8.57% and net interest income grew by 5.01%. Return on assets improved by 6 bps, and cost to income ratio reduced by 189 bps. CRAR improved by 88 bps.
Key Highlights
- Nine-month net profit rose 28.02% YoY from ₹703 Cr. to ₹7900 Cr.
- Nine-month operating profit rose 30.18% YoY from ₹1259 Cr. to ₹71639 Cr.
- Total business grew by 11.75% to ₹249499 Cr.
- Total advances grew by 15.05%.
- Gross NPA decreased by 123 bps, net NPA reduced by 51 bps, and provision coverage ratio increased by 270 bps.