
RBL Bank Q4 FY26 Net Profit up 234% YoY to ₹230 Cr
RBL Bank Limited announced its audited financial results for Q4 FY26 and the full financial year ended March 31, 2026. For Q4 FY26, the bank reported a significant 234% year-on-year growth in Net Profit to ₹230 crore. Net Interest Income (NII) increased by 7% YoY to ₹1,671 crore, while operating profit grew 11% YoY to ₹955 crore. Net Advances expanded by 23% YoY to ₹114,232 crore, with a retail to wholesale mix of 59:41. Total Deposits rose 25% YoY to ₹139,018 crore, and CASA grew 23% YoY, achieving a CASA ratio of 33.6%. Asset quality improved, with GNPA down 43 bps QoQ to 1.45% and NNPA down 16 bps QoQ to 0.39%. For the full FY26, Net Profit grew 18% to ₹822 crore. The bank also received regulatory approvals for Emirates NBD P.J.S.C's strategic investment.
Key Highlights
- Q4 FY26 Net Profit surged 234% YoY to ₹230 crore.
- Net Advances grew 23% YoY to ₹114,232 crore, driven by retail segment.
- Total Deposits increased 25% YoY to ₹139,018 crore; CASA ratio at 33.6%.
- Asset quality improved with GNPA at 1.45% and NNPA at 0.39% QoQ.
- Received approvals for Emirates NBD P.J.S.C strategic investment.