Satin Creditcare Network Ltd Reports 7% YoY Growth in Assets Under Management for Q4 & FY25

Satin Creditcare Network Ltd has reported a 7% year-over-year growth in assets under management, reaching approximately Rs. 11,300 crore as of 31st March 2025. The company also achieved a quarter-over-quarter growth of 5%. The business momentum remains positive, reflecting in steady portfolio expansion. Asset quality has shown strong momentum with a reversal in PAR 1, improving from 6.8% in September 2024 to 6.4% in December 2024, and further declining by approximately 100 basis points by March 2025. Credit cost for FY 2024-25 is expected to be within the guided range of 4.5%-5.0%. The company added 218 branches during the year, taking the total branch count to 1,454 as of 31st March 2025. The collection efficiency for March 2025 stood at ~99.8%. The company raised approximately Rs. 7,700 crore through various instruments during the financial year, demonstrating the confidence lenders have placed in the company. The average tenure of funds raised has increased to 28 months from 25.5 months in FY24. The company also received a 'SQS2' Sustainability Quality Score for its Social Financing Framework from Moody's Ratings.