Satin Creditcare PAT ₹299 Cr in H1FY27, Highest Ever Profitability in Q2FY27
Satin Creditcare Network Limited (SCNL) announced its un-audited financial results for the half-year and quarter ended September 30, 2026. The company reported a consolidated Profit After Tax (PAT) of ₹299 Crores for H1FY27, nearing the full-year FY26 profit of ₹332 Crores in just six months. Q2FY27 marked the highest ever profitability for the company, with PAT reaching ₹176 Crores, a 231% increase year-on-year. Consolidated Assets Under Management (AUM) grew by 31% to ₹16,589 Crores, and disbursements increased by 48% to ₹7,192 Crores in H1FY27. The company also successfully raised approximately ₹2,630 Crores in Q2FY27 and saw its promoters commit ₹100 Crores via warrants. Asset quality improved with GNPA at 1.94% and a reduced credit cost of 2.47%. The company maintained a strong Capital Adequacy Ratio of 27.89% and healthy liquidity.
Key Highlights
- Consolidated PAT reached ₹299 Crores in H1FY27, a 204% YoY increase.
- Q2FY27 reported highest ever profitability with PAT of ₹176 Crores.
- AUM grew 31% YoY to ₹16,589 Crores in H1FY27.
- GNPA improved to 1.94% in Q2FY27, with credit cost reduced by 236 bps YoY.
- Company raised ~₹2,630 Crores in Q2FY27 and maintained CAR of 27.89%.
Price Impact
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