StockWatch
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Microfinance Institutions
Quarterly Updates7 Oct 2026, 07:32 am

Satin Creditcare Q2 FY27: Consolidated AUM up 31% to ₹16,600 Cr

AI Summary

Satin Creditcare Network Ltd announced its provisional business update for Q2 FY27. The company maintained strong growth, with consolidated Assets Under Management (AUM) scaling to ~₹16,600 crore, a ~31% year-on-year increase. Standalone AUM reached ~₹13,600 crore, up ~23% YoY. Consolidated disbursements for H1 FY27 were ₹7,192 crore, marking a 48% YoY growth, while Q2 FY27 consolidated disbursements stood at ₹3,697 crore, up 41% YoY. The company reported an improvement in asset quality, with standalone Gross Non-Performing Assets (GNPA) reducing to 1.9% from 3.5% YoY. Satin Creditcare raised ₹2,628 crore in Q2 FY27 and saw its Marginal Cost of Borrowing decrease by 55 basis points YoY to 10.28%. X-Bucket Collection Efficiency was ~99.8%. The company added ~1.9 lakh new borrowers, expanding its standalone client base to 33.3 lakhs, and increased its branch network by 39 to 1,876 branches. All numbers are provisional.

Key Highlights

  • Consolidated AUM grew 31% YoY to ~₹16,600 crore in Q2 FY27.
  • H1 FY27 consolidated disbursements rose 48% YoY to ₹7,192 crore.
  • Standalone GNPA improved significantly to 1.9% from 3.5% YoY.
  • Company raised ₹2,628 crore and reduced borrowing cost by 55 bps.
  • Expanded client base to 33.3 lakhs and added 39 new branches.