Quarterly Result27 Apr 2026, 03:04 pm
SBI Cards FY26 PAT up 13% to ₹2,167 Cr; Q4 PAT up 14%
AI Summary
SBI Cards and Payment Services Ltd. reported strong financial results for Q4 FY26 and the full financial year ended March 31, 2026. For Q4 FY26, total revenue increased by 7% YoY to ₹5,187 Cr, with Profit After Tax (PAT) rising 14% to ₹609 Cr. Spends grew significantly by 31% YoY to ₹115,350 Cr, and cards-in-force increased by 6% YoY to 2.21 Cr. Asset quality improved, with Gross NPAs at 2.41% and Net NPAs at 1.04% as of March 31, 2026. For the full FY26, the company's PAT grew by 13% YoY to ₹2,167 Cr, and total income increased by 11% to ₹20,708 Cr. The Capital Adequacy Ratio stood at a healthy 25.5%.
Key Highlights
- Q4 FY26 PAT increased 14% YoY to ₹609 Cr.
- FY26 PAT grew 13% YoY to ₹2,167 Cr.
- Q4 FY26 spends surged 31% YoY to ₹115,350 Cr.
- Gross NPA improved to 2.41% from 3.08% YoY.
- Capital Adequacy Ratio strengthened to 25.5%.