Quarterly Updates15 Jan 2026, 05:42 pm
South Indian Bank Ltd Records Highest Ever Quarterly Net Profit of Rs. 374 Cr. in Q3 FY 2025-26
AI Summary
South Indian Bank Ltd has announced its unaudited financial results for the quarter and nine months ended on 31st December, 2025. The bank has recorded a highest ever quarterly net profit of Rs. 374.32 Cr. for Q3 FY 2025-26, registering a growth of 9% compared to Rs. 341.87 Cr. in Q3 FY 2024-25. The bank's pre-provisioning operating profit for the quarter is up by 10% and non-interest income increased by 19% on a year-on-year basis. The bank's gross and net NPA reduced by 163 bps and 80 bps respectively. Deposits and advances showed a healthy growth with retail deposit growing by 13% and gross advances growing by 11% on a year-on-year basis.
Key Highlights
- Net Profit of the Bank for quarter is up by 9% from Rs. 341.87 Cr. in Q3 FY25 to Rs. 374.32 Cr. in Q3 FY26
- Pre-Provisioning Operating Profit for quarter is up by 10% from Rs. 528.84 Cr. in Q3 FY25 to Rs. 584.33 Cr. in Q3 FY26
- Non-Interest Income increased from Rs. 409.22 Cr. to Rs. 485.93 Cr., registering a growth of 19% on Y-o-Y basis
- Gross NPA reduced by 163 bps from 4.30% to 2.67% on Y-o-Y basis
- Retail Deposit grew by Rs. 13,142 Cr. from Rs. 1,02,421 Cr. to Rs. 1,15,563 Cr., showing an increase of 13% on Y-o-Y basis