Quarterly Result15 Jan 2026, 03:40 pm
South Indian Bank Ltd Reports Record Quarterly Net Profit of Rs. 374 Cr. for Q3 FY 2025-26
AI Summary
South Indian Bank Ltd has announced its unaudited financial results for the quarter and nine months ended 31st December 2025. The bank has recorded a highest ever quarterly Net Profit of Rs. 374.32 Cr., registering a growth of 9% compared to Q3 FY 2024-25. Key highlights include a 10% increase in Pre-Provisioning Operating Profit, 19% growth in Non-Interest Income, and 13% and 9% Y-o-Y growth in Retail and NRI Deposits respectively. Gross and Net NPAs have reduced by 163 bps and 80 bps respectively on Y-o-Y basis. The bank's Capital Adequacy Ratio stands at 17.84%, indicating a strong capital position.
Key Highlights
- Net Profit of the Bank for quarter is up by 9% from Rs. 341.87 Cr. in Q3 FY25 to Rs. 374.32 Cr. in Q3 FY26
- Pre-Provisioning Operating Profit for quarter is up by 10% from Rs. 528.84 Cr. in Q3 FY25 to Rs. 584.33 Cr. in Q3 FY26
- Non-Interest Income increased from Rs. 409.22 Cr. to Rs. 485.93 Cr., registering a growth of 19% on Y-o-Y basis
- Retail Deposit grew by Rs. 13,142 Cr. from Rs. 1,02,421 Cr. to Rs. 1,15,563 Cr., showing an increase of 13% on Y-o-Y basis
- Gross Advances grew by Rs. 9,798 Cr. from Rs. 86,966 Cr. to Rs. 96,764 Cr., showing an increase of 11% on Y-o-Y basis