Quarterly Result16 Oct 2025, 02:51 pm
South Indian Bank Sets History with Highest Ever Quarterly Net Profit of Rs. 351 Crore
AI Summary
South Indian Bank has declared a net profit of Rs. 351.36 Cr. for Q2 FY 2025-26, registering a growth of 8% compared to Q2 FY 2024-25. The bank's gross and net NPAs have reduced, and non-interest income has increased by 26% Y-o-Y. The bank's deposits and advances have also seen significant growth. The bank's capital adequacy ratio stands at 17.70%, indicating a strong capital position.
Key Highlights
- Net Profit of the Bank for quarter is up by 8% from Rs. 324.69 Cr. in Q2 FY25 to Rs. 351.36 Cr. in Q2 FY 26
- Gross NPA reduced by 147 bps from 4.40% to 2.93% on Y-o-Y basis
- Non-Interest Income increased from Rs. 410.12 Cr. to Rs. 515.73 Cr., registering a growth of 26% on Y-o-Y basis
- Bank’s Capital Adequacy Ratio stood at 17.70% in September 2025
- Retail Deposits grew by Rs. 10,973 Cr. from Rs. 1,01,652 Cr. to Rs. 1,12,625 Cr., showing an increase of 11% on Y-o-Y basis