Quarterly Result30 May 2025, 07:04 pm
Spandana Positions for Sustainable Growth with Strengthened Fundamentals and Capital Infusion Plan
AI Summary
Spandana Sphoorty Financial Limited announced its audited financial results for the quarter & Financial year ended March 31, 2025. Despite a 43% YoY decline in AUM to ₹6,819 Cr and a 48% YoY decline in disbursement to ₹5,605 Cr, the company maintained a PCR of ~80% and had over ₹2,000 Cr in liquidity at the end of March-25. The company remains well-capitalized with a CRAR of 37.1% and a conservative gearing of 2.1x. An upcoming rights issue to raise capital will further enhance growth capital.
Key Highlights
- AUM: ₹6,819 Cr, down 43% YoY
- Disbursement: ₹5,605 Cr, down 48% YoY
- GNPA: 5.63%, NNPA: 1.19%
- PCR maintained at ~80%
- Over ₹2,000 Cr in liquidity as of March-25