STOCKWATCH
·
Microfinance Institutions
Quarterly Result31 Oct 2025, 05:21 pm

Spandana Sphoorty Financial Ltd Disburses ₹934 Cr in Q2FY26, Portfolio Shows Strong Performance Under New Credit Norms

AI Summary

Spandana Sphoorty Financial Limited announced its unaudited financial results for the quarter and half year ended September 30, 2025. The company reported a net loss of ₹249 crore for Q2FY26 due to elevated credit costs and subdued income. However, the company's AUM stood at ₹4,088 crore as of September 30, 2025, and it had a comfortable liquidity of ₹1,179 Cr. The portfolio built under new stricter credit norms showed strong performance with 28% of it performing extremely well.

Key Highlights

  • AUM of ₹24,088 Cr, 18% QoQ decline
  • Disbursement of ₹934 Cr, 233% QoQ growth
  • GNPA & NNPA (standalone) - 4.97% & 0.97%
  • Income of ₹239 Cr, 21% QoQ decline
  • Net Interest Income of ₹91 Cr, 20% QoQ decline
SPANDANA
Microfinance Institutions
Spandana Sphoorty Financial Ltd

Price Impact