Quarterly Result12 Nov 2025, 02:32 pm
SRG Housing Finance Ltd Reports Q2 FY26 Results: AUM Grows 33% YoY, PAT Up 25% YoY
AI Summary
SRG Housing Finance Ltd has reported its Q2 FY26 results with AUM growing to INR 866.64 crore, up ~33% YoY and ~9% QoQ. The company's prudent underwriting practices and an LTV of ~46% continue to ensure portfolio quality. The Cost-to-Income ratio improved to 64.22% from 64.80% in Q2 FY25. Total Income grew 31.5% YoY to INR 48.45 crore, and NII rose 31.9% to INR 36.85 crore. Profitability strengthened with PAT at INR 8.25 crore, up 25% YoY. The Capital Adequacy Ratio stood at a robust 42.68%, largely comprising Tier I capital (42.26%).
Key Highlights
- AUM grows 33% YoY and 9% QoQ
- PAT up 25% YoY
- Cost-to-Income ratio improves to 64.22%
- Total Income grows 31.5% YoY
- NII rises 31.9% YoY
- Capital Adequacy Ratio stands at 42.68% with Tier I capital at 42.26%