Quarterly Result3 Apr 2025, 08:25 pm
Suryoday Small Finance Bank Ltd. Reports Q4 FY25 Financial Results with 19% Y-o-Y Growth in Gross Advances
AI Summary
Suryoday Small Finance Bank Ltd. has released its Q4 FY25 financial results. The bank reported a 19% Y-o-Y growth in gross advances, reaching 10,251 T Crore. Disbursements increased by 43% Q-o-Q to 2,101 T Crore, while total deposits stood at 10,580 T Crore, marking a 36% Y-o-Y growth. The bank's CASA ratio was 20.9%, with CASA at 2,212 T Crore, a 41% Y-o-Y increase. The bank's CD ratio was ~98%, and it achieved a granular, focused CASA book of ~21%. The bank also reported a GNPA of 7.10% and completed the sale of its Stressed Loan Portfolio of ¥ 80.59 crores to an Asset Reconstruction Company (ARC).
Key Highlights
- 19% Y-o-Y growth in gross advances
- 43% Q-o-Q increase in disbursements
- 36% Y-o-Y growth in total deposits
- 41% Y-o-Y increase in CASA
- Completion of sale of Stressed Loan Portfolio to an ARC