StockWatch
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Non Banking Financial Company (NBFC)
Quarterly Result28 Jul 2026, 03:55 pm

Tata Capital Q1FY27 PAT Jumps 56% to ₹1,547 Cr, AUM Grows 22%

AI Summary

Tata Capital Limited reported a strong Q1FY27 performance with consolidated Profit After Tax (PAT) surging 56% year-on-year to ₹1,547 crore. Assets Under Management (AUM) grew 22% YoY to ₹2,90,502 crore. Excluding Motor Finance, AUM saw a robust 28% YoY increase. The company also announced its foray into the gold loan business through the acquisition of Yogloans, aiming to diversify its retail lending portfolio. Management highlighted healthy business momentum, encouraging asset quality, and significant productivity gains driven by AI and digital capabilities.

Key Highlights

  • Consolidated PAT increased by 56% YoY to ₹1,547 crore in Q1FY27.
  • AUM grew 22% YoY to ₹2,90,502 crore, with ex-Motor Finance AUM up 28% YoY.
  • Tata Capital is entering the gold loan business via Yogloans acquisition.
  • Productivity gains are evident with AUM growth outpacing headcount increase.
  • Asset quality remains encouraging with prudent underwriting and collections.