Tata Capital Q2FY27 PAT Jumps 51% to ₹1,660 Cr

Tata Capital Limited announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company achieved a significant milestone with its loan book crossing ₹3 trillion. Assets Under Management (AUM) grew 26% year-on-year to ₹3,08,030 crore, while Profit After Tax (PAT) surged 51% year-on-year to ₹1,660 crore. Excluding Motor Finance, AUM grew 32% year-on-year. The company highlighted its strategic focus on AI, with over 70% of retail applications processed through AI and AI-assisted underwriting adopted across 95%+ of Personal Loan and Business Loan cases. Asset quality remained stable, with Gross Stage 3 (GS3) at 1.9% and Net Stage 3 (NS3) at 0.8%.