Transwarranty Finance Q2 Profit Turns Positive, AUM Up 132%

Transwarranty Finance Limited (TFL) reported a turnaround in its financial performance with its second consecutive profitable quarter. For the half year ended September 30, 2026, TFL disbursed Rs. 136.54 crore to approximately 85,400 borrowers. In Q2FY27, Assets Under Management (AUM) grew by 132.04% year-on-year to Rs. 2145.42 lacs. Net Interest Income increased by 155.32% YoY to Rs. 104.78 Lacs, and Net Interest Margin (NIM) improved to 19.83%. Profit After Tax (PAT) for the quarter was Rs. 8.05 lacs, a significant improvement from a loss of Rs. -86.68 lacs in Q2FY26. Asset quality also strengthened, with Gross Non-Performing Assets (GNPA) at 0.77% and Net Non-Performing Assets (NNPA) at 0%. The company aims to double its AUM target for FY2027, driven by smartphone finance and MSME loans through its digital lending platform 'Oroboro'.