
UCO Bank Revises Benchmark Rates: MCLR, TBLR, G-Sec, and Repo Linked Rates Reduced
UCO Bank has announced a revision in its benchmark rates, including the Marginal Cost of Funds based Lending Rate (MCLR), Treasury Bill Lending Rate (TBLR), Government Securities (G-Sec) rate, and Repo Linked Rates, effective from 10th September 2025. The Asset Liability Management Committee (ALCO) of the bank has reviewed and decided to revise the rates as detailed below:\n\n- Overnight MCLR: 8.05% (from 8.15%)\n- One month MCLR: 8.30% (from 8.35%)\n- Three month MCLR: 8.45% (from 8.50%)\n- Six month MCLR: 8.70% (from 8.75%)\n- One year MCLR: 8.90% (from 8.95%)\n- TBLR (3 month): 5.45% (from 5.35%)\n- TBLR (6 month): 5.50% (no change)\n- TBLR (12 month): 5.55% (from 9.99%)\n- UCO G-Sec Rate (1 year): 5.67% (from 5.64%)\n- 10-year G-Sec Rate YIM % p.a.: 6.78% (from 6.51%)\n- Par yield Repo Linked Rate - UCO Float: 8.30% (no change)\n- Repo Linked Rate - UCO Prime: 5.50% (no change)\n- Base Rate: 9.60% (no change)\n- BPLR: 14.25% (no change)
Key Highlights
- UCO Bank revises its Marginal Cost of Funds based Lending Rate (MCLR) with reductions in all tenors.
- Treasury Bill Lending Rates (TBLR) see a decrease in 3-month and 12-month tenors.
- Government Securities (G-Sec) rate increases for 1-year tenor while decreasing for 10-year tenor.
- Repo Linked Rates remain unchanged for both UCO Float and UCO Prime.
- Base Rate and BPLR remain constant without any changes.