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Non Banking Financial Company (NBFC)
Quarterly Result7 Feb 2026, 09:31 pm

UGRO Capital Reports AUM of INR 15,454 Cr, up 40% YoY and PAT of INR 46.3 Cr in Q3’FY26, up 23% YoY

AI Summary

UGRO Capital, a DataTech NBFC focused on MSME lending, announced its consolidated and standalone financial results for the quarter and nine months ended December 31, 2025. The quarter reflected continued scale-up in UGRO’s high-yielding, diversified MSME lending engine anchored by Emerging Market and Embedded Finance along with stable portfolio metrics and disciplined liability management. UGRO reported Assets Under Management (AUM) of INR 15,454 crore as of December 31, 2025, reflecting a 40% YoY growth. The Loans originated / Disbursement Company continues to remain focused on integrating the Profectus platform while maintaining Net Total Income portfolio discipline. UGRO’s Embedded Finance engine via the MSL platform continues to demonstrate strong traction, with over 1.85 Lakh customers served and AUM reaching INR 1,798 crore within 5 quarters. UGRO delivered PAT of INR 46.3 crore in Q3’FY26 and INR 123.7 crore in 9M’FY26, reflecting continued operating performance while prioritising credit quality and stable collections.

Key Highlights

  • AUM of INR 15,454 crore as of Dec’25, up 40% YoY
  • Net Disbursement of INR 2,217 crore in Q3’FY26, up 6% YoY
  • Total Income of INR 506.4 crore in Q3’FY26, up 32% YoY
  • Completed the acquisition of Profectus Capital in Dec’25
  • Stable asset quality with GNPA/ NNPA at 2.2%/ 1.4% on total AUM
UGROCAP
Non Banking Financial Company (NBFC)
Ugro Capital Ltd

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