StockWatch
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Other Bank
Quarterly Result16 Oct 2026, 02:14 pm

Ujjivan SFB Q2FY27 PAT ₹365 Cr, Deposits ₹50,643 Cr

AI Summary

Ujjivan Small Finance Bank announced its Q2FY27 financial performance, reporting a record quarterly Profit After Tax (PAT) of ₹365 Crore, a significant 200% year-on-year increase. Deposits crossed the ₹50,000 Crore milestone, reaching ₹50,643 Crore, up 29% YoY. Quarterly disbursements also hit a new high of ₹10,495 Crore, up 32% YoY. The secured loan book grew by 47% YoY to ₹23,803 Crore, now constituting 52.1% of the total book. Asset quality improved with GNPA at 2.10% and NNPA at 0.31%. The bank also received the first tranche of ₹500 Crore for Direct Assignment and the board approved a capital infusion of ₹409 Crore via preferential allotment from investors including IFC and HDFC Life Insurance. The bank is on track to achieve its RoA guidance.

Key Highlights

  • Highest quarterly PAT of ₹365 Cr, up 200% YoY.
  • Deposits surpass ₹50,000 Cr milestone, reaching ₹50,643 Cr.
  • Quarterly disbursements cross ₹10,000 Cr, up 32% YoY.
  • Secured book share reaches 52.1% with 47% YoY growth.
  • Board approves ₹409 Cr capital infusion via preferential allotment.