Quarterly Result8 May 2026, 02:38 pm
Ujjivan SFB: Q4FY26 Profit Up 238.2% YoY to ₹282 Crore
AI Summary
Ujjivan Small Finance Bank reported a strong Q4FY26 with a 238.2% YoY increase in profit to ₹282 Crore. The loan book grew by 26.6% YoY, driven by record quarterly disbursements of ₹9,811 Crore. Deposits increased by 21.4% YoY to ₹45,668 Crore, with CASA ratio at 28.6%. Net Interest Margin (NIM) improved to 8.5%, up 20 bps YoY. The bank's asset quality improved, with GNPA/NNPA at 2.27%/0.43%. The bank is awaiting RBI approval to re-apply for universal banking license.
Key Highlights
- Q4FY26 PAT up 238.2% YoY to ₹282 Crore.
- Gross loan book at ₹40,655 Crore, up 26.6% YoY.
- Deposits up 21.4% YoY to ₹45,668 Crore, CASA ratio at 28.6%.
- NIM improved to 8.5%, up 20 bps YoY.
- GNPA/NNPA improved to 2.27%/0.43%.