Quarterly Updates8 Sept 2025, 12:23 pm
Ujjivan Small Finance Bank Charts Path to 1 Lakh Crore Gross Loan Book by FY30
AI Summary
Ujjivan Small Finance Bank has outlined a strategic roadmap to achieve a Gross Loan Book of 1 Lakh Crore by FY30. The bank's growth is based on expanding its liability franchise, deepening its asset product suite, and optimizing operations for higher sustained profitability. The bank aims to diversify its loan portfolio, increase its liability franchise, and improve profitability and risk profile, all while maintaining a strong capital position.
Key Highlights
- Ujjivan SFB aims to achieve a Gross Loan Book of 1 Lakh Crore by FY30
- The bank's growth is based on expanding its liability franchise and deepening its asset product suite
- Ujjivan SFB aims to diversify its loan portfolio, with a focus on secured loans
- The bank plans to increase its CASA to 35% of total deposits by FY30
- Ujjivan SFB aims to bring its cost to income ratio close to 55% and deliver RoA of 1.8%-2.0% and RoE of 16%-18% by FY30