Quarterly Result4 Jul 2025, 11:57 am
Ujjivan Small Finance Bank Ltd Reports Q1 FY 26 Business Highlights: Deposits Up by 2.6%, Gross Loan Book Increases by 3.6%
AI Summary
Ujjivan Small Finance Bank Ltd has released its key business numbers for Q1 FY 26. The total deposits as of June 30, 2025, stand at INR 38,612 crore, marking a Year-over-Year (Y-o-Y) increase of 18.8% and a Quarter-over-Quarter (Q-o-Q) growth of 2.6%. The Current Account Savings Account (CASA) stands at INR 9,378 crore with a CASA ratio of 24.3%. The Credit-Deposit Ratio is at 85.7%. The bank's gross loan book stands at INR 33,287 crore, showing a Y-o-Y growth of 10.7% and a Q-o-Q increase of 3.6%. The bank's disbursements for Q1 FY 26 stand at INR 6,543 crore, marking a Y-o-Y growth of 23.8% and a Q-o-Q decrease of 12.1%. The PAR stands at 4.8%, and the GNPA is at 2.5%. The collection efficiency is at 96.5%.
Key Highlights
- Total Deposits increased by 2.6% compared to Q1 FY 25 and 18.8% compared to Q1 FY 24.
- CASA stands at INR 9,378 crore with a CASA ratio of 24.3%.
- Gross Loan Book increased by 3.6% compared to Q1 FY 25 and 10.7% compared to Q1 FY 24.
- Disbursements for Q1 FY 26 stand at INR 6,543 crore, marking a Y-o-Y growth of 23.8%.
- PAR stands at 4.8%, and the GNPA is at 2.5%.