Ujjivan Small Finance Bank Ltd Reports Q2 FY 2025-26 Key Business Highlights: Deposits Increase, Loan Book Growth, and Asset Quality Improvement

Ujjivan Small Finance Bank Ltd has released its Q2 FY 2025-26 financial results, revealing increased deposits, loan book growth, and improved asset quality. Total deposits stood at ₹ 39,101 crore, representing a 14.8% year-over-year increase and a 1.2% quarter-over-quarter increase. CASA deposits grew by 22.1% year-over-year, reaching ₹ 10,782 crore, and the CASA ratio stood at 27.6%. The credit-deposit ratio was reported at 88%. The gross loan book stood at ₹ 34,588 crore, with individual loans and MSME loans showing growth. Housing loans, including micro mortgages, increased by 51.3% year-over-year. Asset quality improved, with PAR and GNPA percentages declining. The bank's disbursements increased by 48.0% year-over-year and 21.7% quarter-over-quarter. The information provided is provisional and subject to an audit or limited review by the bank's statutory auditors.