Ujjivan Small Finance Bank Q2 FY26: Profit Surges 18.2% QoQ, Secured Book Grows 52.9% YoY

Ujjivan Small Finance Bank Itd. announced its financial performance for the quarter ended September, 2025. The bank reported a profit after tax (PAT) of 3122 Crore, an increase of 18.2% QoQ. The secured book grew 52.9% YoY to 316,173 Cr, and the bank recorded the highest ever disbursement at 7,932 Crore, up 47.6% YoY. The loan book stood at 34,588 Crore, up 14.0% YoY, and deposits were at 39,211 Crore, up 15.1% YoY. The bank's cost of funds dropped to 7.3% from 7.6% in Q1IFY26. The portfolio at risk (PAR)/GNPA/NNPA stood at 4.45%/2.45%/0.67% respectively as of Sep’25. The bank's capital adequacy ratio was at 21.4% with Tier | at 19.9%.